STOP EXISTING
START LIVING!
unlock the value of your home
AND ENJOY THE RETIREMENT OF YOUR DREAMS
STOP EXISTING
START LIVING!
unlock the value of your home
AND ENJOY THE RETIREMENT OF YOUR DREAMS
ARE YOU AGED 55, PROPERTY RICH BUT CASH POOR?
Do you wish you could top up your retirement income? Do you long for a cash injection to renovate your home, take a dream trip around the world or help a family member get a foot on the property ladder? The answer could be locked up in your home!
TALK TO AN EXPERT
“How much equity you can release depends on your age and how much your property is worth. Finding out if this is the best option for you is best done alongside a regulated and qualified adviser.
Having been a qualified mortgage adviser for over 20 years, I took the ERC1 qualification to advise in the Equity release market. In addition, by becoming a member Equity Release Council, I can guarantee that the quality of the Equity Release products and advice is governed by the industry code of conduct.”
Many people are reaching retirement age only to find they don’t have the financial freedom they expected. Many have a large portion of their wealth in property but are understandably reluctant to leave their long-term family home to release this money.
Whatever your dreams, that missing piece of your financial needs could be locked up in your home. Equity Release allows you to access the value of your home and turn it into money you can spend as you wish.
WHAT ARE THE MAIN PURPOSES FOR RELEASING EQUITY FROM A PROPERTY?
One lender took a look at the reasons given on initial applications.
Clear an outstanding mortgage
Pay off your mortgage without having to move home.
Home or Garden Improvements
Spend some money getting your home the way you want it,
Pay off unsecured debts
Get your finances in order by reviewing costly payments.
Help with day to day living
A boost to your monthly income can help with you living costs.
Buy a new home
Even with little or no regular income a new property may still be possible.
Gift To Family
Wanting to help your family memeber financially to help them realise their dreams.
Go on holidays
Go on those trip or trips you’ve always dreamed of.
Home adaption
With health or disabilites issues, you may benefit from adaptions to your home.
Gift to help First Time Buyers
Pay off your mortgage without having to move home.
Extend a Lease
Leasehold property owener with short leases amy benfit from extending their lease.
Any Legal Purpose
Of course there are many reasons why you may want to release equity, so talk to us today.
*Source: Canada Life H2 2020. Reasons for loan given on initial application.
HOW IT WORKS
Where should I start?
Decide how much money you require, either as a lump sum or as an income. Establish the value of your house – we can help you with this.
What else should I consider?
Think about your future plans. Do you want to leave a set percentage of your home for your beneficiaries? Is it likely you’ll want to release additional money in the future?
How can we help?
With a specialist adviser in this area, we are in a good position to work with you to find the best product for your needs. We’ll take the time to understand what you want to do, and make sure you have thought through all the pros and cons before you commit.
We will provide a full breakdown of costs from the outset including any solicitors, surveys and mortgage fees.
To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it.
WHY USE ASSET PLUS?
INDUSTRY EXPERTS
Did you know our team of advisers not only requires industry-regulated qualifications to provide advice, but must complete regular continual professional development to prove their industry knowledge is up to date? We don’t stop there – we ensure that training is rolled to our administrators too, and encourage them to sit the regulatory exams to further their own development and bring on the next generation of qualified advisers!
UNDERSTANDING YOU
We need to know a lot about you. That includes your financial history so we can see what is affordable and who would consider lending to you. Then we’ll talk to you about the future so we can help you plan ahead. This means we get to know you really well and become part of your team to help you achieve your dreams.
SERVICE MOVING WITH THE TIMES
We use the latest technologies to help us deliver great customer service, and help you send us information and documents quickly, easily and securely. But technology isn’t everything – it’s really important to us that you can speak to your mortgage adviser on the phone, on a video call or in person whenever you need to – no queues, no call centres. Just your own friendly adviser.
DREAMS INTO REALITY
We believe in dreams. We know they can come true! And our job is to help you find the way to finance your dream home and future lifestyle. Whatever you are dreaming about, if it’s property-related, we can help. From your first home to becoming a landlord and even protecting your business, we’re here to be your partner along the way.