REMORTGAGE

 make a regular review

 

YOUR PRIORITY

REMORTGAGE

 make a regular review

 YOUR PRIORITY

REVIEWING YOUR FINANCIAL COMMITMENTS CAN KEEP YOUR COSTS DOWN

Lenders offer initial rates to entice new borrowers, and when these end, you can move your mortgage to get a better rate. The best bit? We can help do it all for you!

HOW IT WORKS

Where should I start?

Just like getting a mortgage on a new property, the rates offered are dependant on you meeting their lending criteria, so headline rates are not always the immediate place to start.  You can waste a lot of time applying to lender who will not agree to lend to you.

What else should I consider?

When considering a remortgage changes to your circumstances since your initial loan, changes in your job, additions to your family or additioanl debt could all affect you ability to move your loan.

Perhaps you want to borrow more money against your house, read the details below for borrowing additional money.

How can we help?

Using our advisers means we can find the right lender to fit your needs without applying to different lenders and so avoiding multiple footprints on your credit file.

We will provide a full breakdown of costs from outset including any solicitors , surveys and mortgage fees to be included.

ADDITIONAL BORROWING?

ADDITIONAL BORROWING?

DREAMING OF HOME IMPROVEMENTS OR WANT TO CONSOLIDATE DEBTS?

A remortgage can be a good time to release funds to help with your plans for the future.

HOW IT WORKS

Where should I start?

Borrowing extra money is dependent on the current value of your property and how much you have already borrowed against it.  If the value of your property has increased, you may be able to borrow more money. What are properties like yours selling for in your area?

What else should I consider?

Borrowing additional money will also depend on what you can afford, and making sure you pass the qualification checks. So make sure you’ve thought about what you can afford to repay each month – we can help you to work on this.

How can we help?

Our advisers won’t just assess your potential to remortgage. By considering additional borrowing with current lenders, and secured loans as well as remortgages, our team will do all the hard work for you,  sourcing the most cost effective lending for your personal circumstances.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

WHY USE ASSET PLUS?

INDUSTRY EXPERTS

Did you know our team of advisers not only requires industry-regulated qualifications to provide advice, but must complete regular continual professional development to prove their industry knowledge is up to date? We don’t stop there – we ensure that training is rolled to our administrators too, and encourage them to sit the regulatory exams to further their own development and bring on the next generation of qualified advisers!

UNDERSTANDING YOU

We need to know a lot about you. That includes your financial history so we can see what is affordable and who would consider lending to you. Then we’ll talk to you about the future so we can help you plan ahead. This means we get to know you really well and become part of your team to help you achieve your dreams.

SERVICE MOVING WITH THE TIMES

We use the latest technologies to help us deliver great customer service, and help you send us information and documents quickly, easily and securely. But technology isn’t everything – it’s really important to us that you can speak to your mortgage adviser on the phone, on a video call or in person whenever you need to – no queues, no call centres. Just your own friendly adviser.

DREAMS INTO REALITY

We believe in dreams. We know they can come true! And our job is to help you find the way to finance your dream home and future lifestyle. Whatever you are dreaming about, if it’s property-related, we can help. From your first home to becoming a landlord and even protecting your business, we’re here to be your partner along the way.