DREAMING
OF YOUR
VERY OWN PAD?
DREAMING
OF YOUR
VERY OWN PAD?
TALK TO US ABOUT TURNING YOUR HOME OWNER DREAM INTO A REALITY
Do you have loads of questions? Feeling a bit daunted by the whole process? Let Asset Plus take the hassle out of getting you on the property ladder.
HOW IT WORKS
Where should I start?
Find out how much you can borrow before you start your property search.
Both you and your buyer need the confidence of knowing you can afford the property – and this simple thing could help you secure your dream property in a busy market.
What else should I consider?
Do some research about the homebuying process and all the costs involved.
The costs of buying a house include deposits, fees, taxes, and moving costs. Knowing what money is required and when can take away a lot of stress through the process.
How can we help?
We’ll guide you through the homebuying process, help you calculate what you can afford, and set out all the costs involved.
We can also provide a “Decision in Principle” to show agents and vendors that you are in a position to buy – one of the most exciting steps!
Government
Support
Schemes
Government
Support
Schemes
COULD GOVERNMENT SUPPORT SCHEMES HELP YOU?
These schemes can help with saving for a new home, the purchase or partial purchase of a new build property.
HOW IT WORKS
Where should I start?
In order to help first time buyers, the government offers some incentive schemes.
A Lifetime ISA can help you save for a deposit by giving you a 25% bonus on savings up to £4,000 each tax year.
The Help to Buy Equity Loan and Affordable Housing Programmes allow you to buy or partially buy selected new build properties with as little as 5% deposit.
What else should I consider?
You will need to see what properties and options are available in your area and if these are the types of property you would want to buy. Take your time to fully understand how the schemes work.
You can download our handy guides below for an overview of the schemes and to see if you are eligible.
How can we help?
We have expert advisers that deal with the Help to Buy schemes and can guide you through them.
We can explain the incentivised savings schemes, and whether parents or guardians can help. And we can outline costs, recommend solicitors and source the most suitable mortgage for you – whilst also ensuring you have a back-up plan to keep you in your new home.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
WHY USE ASSET PLUS?
INDUSTRY EXPERTS
Did you know our team of advisers not only requires industry-regulated qualifications to provide advice, but must complete regular continual professional development to prove their industry knowledge is up to date? We don’t stop there – we ensure that training is rolled to our administrators too, and encourage them to sit the regulatory exams to further their own development and bring on the next generation of qualified advisers!
UNDERSTANDING YOU
We need to know a lot about you. That includes your financial history so we can see what is affordable and who would consider lending to you. Then we’ll talk to you about the future so we can help you plan ahead. This means we get to know you really well and become part of your team to help you achieve your dreams.
SERVICE MOVING WITH THE TIMES
We use the latest technologies to help us deliver great customer service, and help you send us information and documents quickly, easily and securely. But technology isn’t everything – it’s really important to us that you can speak to your mortgage adviser on the phone, on a video call or in person whenever you need to – no queues, no call centres. Just your own friendly adviser.
DREAMS INTO REALITY
We believe in dreams. We know they can come true! And our job is to help you find the way to finance your dream home and future lifestyle. Whatever you are dreaming about, if it’s property-related, we can help. From your first home to becoming a landlord and even protecting your business, we’re here to be your partner along the way.